Now accepting early-access startups

Fraud is costing you money
before you even know it.

Add real-time fraud detection to your fintech product in 2 days — without hiring a risk team, building models, or losing sleep over chargebacks.

2-day integration
No ML expertise needed
Pay as you grow
POST /v1/transaction/score
// 1. Send a transaction to score

{
  "transaction_id": "txn_9x2kp",
  "amount": 49500,
  "merchant_id": "mrc_dlt",
  "user_id": "usr_a7f2",
  "timestamp": "2025-01-14T03:17Z"
}

// 2. Get risk score in <80ms

{
  "risk_score": 0.91,
  "action": "BLOCK",
  "flags": ["velocity_breach",
           "odd_hour_txn"],
  "latency_ms": 67
}
🔔 Fraud alert triggered
Unusual transaction blocked — high velocity + odd-hour pattern
₹49,500 saved

Every early-stage fintech is flying blind on fraud.

You're focused on growth. Fraud catches you off guard — usually when it's already cost you real money.

🕳️

No system in place

Manual checks and spreadsheet reviews can't scale. One bad actor slips through while your team is sleeping.

₹12L avg. loss
per fraud incident for early-stage fintechs
⏱️

Building it takes months

Hiring a risk analyst, training ML models, writing rules — takes 6+ months and a team you probably don't have yet.

6–12 months
to build fraud detection in-house from scratch
📉

Chargebacks kill trust

Too many chargebacks and your payment gateway partner puts you on notice — or worse, shuts you down.

1% threshold
chargeback rate before Razorpay / Stripe flags your account
⚠️

The hard truth for Indian fintech founders

Most pre-Series A startups don't discover fraud until it's already happened — during reconciliation, after the money is gone, or when their payment partner calls them.

Fraudmatic Dashboard Live monitoring
Total txns today
8,341
Blocked
23
Fraud rate
0.27%
Transaction Amount Risk Action
txn_9x2kp ₹49,500 High 0.91 Blocked
txn_3m8vz ₹2,100 Low 0.12 Approved
txn_7f4qr ₹18,000 Mid 0.54 Review
txn_1b9sk ₹890 Low 0.08 Approved

Fraud protection that works on day one

Fraudmatic plugs into your existing stack. One API call per transaction — we score it, flag it, and alert you. No ML, no hiring, no months of setup.

Real-time risk scoring

Every transaction gets a risk score (0–1) in under 100ms. Your app decides to allow, block, or flag for review.

Smart rule engine — no code needed

Pre-built rules for velocity, amount anomalies, suspicious timing, and risky merchants. Customise from the dashboard.

Instant webhook alerts

Get notified on Slack, email, or any endpoint the moment a high-risk transaction is detected.

One monitoring dashboard

See all transactions, risk scores, blocked attempts, and trends in a single clean view.

From signup to protected in 48 hours

No long contracts, no onboarding calls. Just an API key and clean documentation.

01

Sign up & get your API key

Create an account, grab your API key. Takes 2 minutes. No credit card needed to start.

02

Send transactions to our API

One POST request per transaction. Pass the amount, user ID, merchant, timestamp — that's it.

03

Get a risk score back instantly

We return a score and a recommended action (APPROVE / BLOCK / REVIEW) in under 100ms.

04

Monitor & tune from your dashboard

See live data, tweak rules, set alert thresholds. No engineer required to adjust.

🔧

Works with your existing stack

Node.js · Python · Ruby · PHP · Java — or any language that can make an HTTP request.

See API docs →

Built for teams without a risk team

You don't need a fraud analyst on payroll to protect your startup.

Fast integration — not months, not weeks

Your backend dev can finish integration in a day. We've seen it done in 4 hours.

🇮🇳

Tuned for Indian payment behaviour

Rules built around UPI patterns, midnight transactions, and common fraud patterns in India.

📊

Non-technical dashboard your ops team can use

No SQL, no code. Adjust rules, review flagged transactions, export reports — anyone can do it.

💸

Transparent pricing that scales with you

Pay per transaction. No flat ₹5L enterprise contracts. Start small, grow without renegotiating.

🔒

Your data stays yours

Data stored on Indian servers. No sharing with third parties. DPDP-ready architecture.

How we compare

Feature
Fraudmatic
Build in-house
Time to go live
2 days
6–12 months
Team required
None
Risk analyst + ML eng
Upfront cost
₹0
₹20L–50L+
Real-time scoring
Webhook alerts
No-code dashboard
Pay per transaction

💡 Early-access pricing

First 10 startups on the waitlist get 3 months free + locked-in early adopter pricing. No commitment required.

Founders who've seen it get it immediately

We've been testing with a small group of fintech founders. Here's what they're saying.

★★★★★

"We had zero fraud protection beyond basic payment gateway checks. Fraudmatic gave us proper risk scoring in two days. My CTO was genuinely shocked it was this simple."

AK
Arjun K.
Co-founder, lending fintech · Bengaluru
★★★★★

"The velocity rules alone would have saved us ₹3L last month. We were manually reviewing flagged transactions in a Google Sheet before this. That's embarrassing in hindsight."

PS
Priya S.
Founder, payments startup · Mumbai
★★★★★

"As a non-technical founder, I was worried I'd need my dev to manage this. But the dashboard is genuinely simple. I can see everything and change rules myself."

RV
Rahul V.
CEO, neobank startup · Delhi NCR
<80ms
Average risk scoring latency
2 days
Average time to full integration
0.3%
Avg. fraud rate for protected startups

Stop guessing. Start protecting.

Join the waitlist — first 10 startups get 3 months free. No credit card, no commitment.

Or email us directly to book a 20-min demo

Free to start
No long contracts
Cancel anytime
Indian servers

Questions we always get

Still on the fence? Here's what other founders asked before signing up.

Have a different question?

Email us →
How long does integration actually take?
Most startups finish integration in 1–2 days. We've seen teams do it in 4 hours. Our documentation is straightforward, and if you get stuck, we're on WhatsApp to help. We're not a faceless enterprise vendor.
Do I need a data science or ML team to use this? +
No. You don't need any ML expertise. The models and rules are pre-built. Your backend developer just integrates the API. The dashboard is designed so a non-technical founder can manage it day-to-day.
How does pricing work? +
We charge per transaction scored, with a small monthly base for the dashboard. No per-seat nonsense, no ₹5L enterprise contracts. Early-access startups get 3 months free, then move to transparent per-transaction pricing. We'll share the full pricing sheet when you sign up.
You're a new product. How do I know I can trust this? +
Fair question. We're early-stage, which means you get direct access to the founders, faster support than any enterprise vendor, and pricing that reflects that. The early-access period is designed for you to verify it works for your use case — with zero financial commitment. We're also happy to do a live demo and walk through exactly how the scoring works.
Where is my transaction data stored? +
On Indian servers, within India. We don't share your data with any third parties. Our infrastructure is architected with DPDP compliance in mind. If you have specific data residency requirements, we can discuss them — we're flexible at this stage.
What if the API flags too many legitimate transactions? +
You control the thresholds. Every rule in the engine is adjustable from the dashboard — no engineering work needed. You can start in "monitor only" mode (we score but don't block) to understand your fraud patterns before taking any action. This gives you full visibility before you commit to blocking anything.
Do you support UPI and Indian payment methods? +
Yes. Our rules are specifically tuned for Indian payment behaviour — UPI patterns, common fraud vectors on domestic networks, time-of-day patterns, and merchant risk profiles relevant to India. We're not a generic global tool adapted for India — this is built for India first.